Mortgage Strategy - Page 3

Learn about the six best first-time home buyer loans offering low down payments and flexible guidelines.

If you make $70,000 a year, you should have a sizable home buying budget. Here's how to estimate price range based on your salary.

Find out how much to afford a $1 million home. The answer will vary based on your credit, down payment, and debts.

Looking to break free from a $100K debt burden? Explore cost-effective havens that empower your financial freedom.

First-time home buyer down payments can be very affordable. Learn about zero-down and low-down-payment options for first-time buyers.

Bank statements say a lot about a mortgage applicant. Check for three common issues when turning your account paperwork in to your lender.

Discover how changing your current mortgage to an Adjustable Rate Mortgage (ARM) can offer flexibility, potential cost savings, and strategic financial advantages.

Discover how hard money loans can provide quick access to capital for real estate investments and more.

Discover how to take control of your financial future and save for a down payment on your dream house.

Discover how young, first-time home buyers are reshaping the path to homeownership by swapping traditional wedding gifts for gift money for down payments.

You can use a cash-out refinance to buy a second home or investment property using the equity in your current home. Here's how.

A government-backed loan is often the smartest choice, especially for first-time buyers. But they have drawbacks. Which is best for you?

The home loan origination fee is the sum you pay to your mortgage lender for processing and approving your loan. Discover more here.

The 2023 housing market finds itself in a unique spot, with high mortgage rates causing a "reverse crash."

Between the lack of for-sale listings and high interest rates, many wonder if they should hold off on home buying until conditions change.

If you don't fit into a traditional financial profile, non-qualified mortgages can be a way to still become a homeowner.

When you no longer have a mortgage, you can use that money to invest, work less or retire early. See how you can pay it off quickly.

See which banks and lenders offer the best mortgage rates. Find the best rates for conventional, FHA, VA, and USDA loans.

When you’re preparing to buy a home, understanding how to get a mortgage is essential - including how much it'll cost you each month.

Downsizing your home is a big step. You'll think through the practical aspects but also consider your financing options. What's best for you?