Posts Covering Mortgage Market Headlines

Survey: 81% Of Consumers Spending Less This Holiday Season

A survey of 1,000 readers of TheMortgageReports.com showed that consumers are spending less this holiday season -- and that bodes well for mortgage rates.

Finance Home Improvement Projects Via FHA, VA Mortgage

Want cash for home improvement projects? Use the traditional "cash-out" refinance, or look to the FHA and VA home improvement loans.

Housing Rankings : Atherton, California Ranks As 2013 Most Expensive U.S. ZIP Code

Atherton, California ranks as the #1 most expensive ZIP code for 2013. Where does your city rank, and what will a mortgage cost in your area? Get today's live rates here.

268 Cities : Precision Home Buying For U.S. Real Estate Investors

Nearly 275 U.S. metropolitan areas are expanding. Is your home city "improving"? For real estate investors, an Opportunity Roadmap.

Applying For A Mortgage While Fixing Your Credit

Worried about low credit score? Fixing your credit? Getting a mortgage while your credit report is in-repair.

Mortgage Applications Surge After Rising U.S. Mortgage Rates

As mortgage rates rise and home prices climb, savvy U.S. consumers have rushed to refinance and purchase homes.

Rankings : Alpine, New Jersey Ranks As Most Expensive U.S. Neighborhood

Alpine, New Jersey tops a California-dominated list of Most Expensive U.S. Neighborhoods.

Real Estate Investors Flock To Multi-Unit Homes

Mortgages for multi-unit homes were in high demand as 2012 ended. Real estate investors recognize rising rents nationwide.

MBA : Rising Mortgage Rates Will End The 4-Year Refi Boom

The Mortgage Bankers Association projects that mortgage rates will be 4.4% in 2013, an increase of more than one percentage point.

Mortgage And Housing : What To Expect With 11 Months Left In 2013

One month into 2013, here's what to expect through December with respect to housing, mortgage rates, foreclosures, and home affordability.

Jumbo Mortgage Rates Slide To New Lows In 2013

Jumbo mortgage rates continue to drop -- even as mortgage rates for conventional loans rise.

30-Year Fixed Rate Mortgage Rate : Get Ready To Lock Your Loan

Mortgage rates ended 2012 at their lowest point in history. Already, though, rates are prepped to move higher for 2013. Lock a low rate while you still can.

Mortgage Rates Preview : Fiscal Cliff May Lead Mortgage Rates Down

Mortgage rates improved last week on Fiscal Cliff pessimism. This week, mortgage rates may drop again.

Low Mortgage Rates, Rising Home Values Fell Loan Delinquency Rates

Fewer homeowners are expected to be mortgage-delinquent next year. Rising home values and low mortgage rates are helping the economy.

VA Loans Offer Low Rates, Low Costs, And A Zero-Downpayment Option

VA loans can be a cheaper, faster option versus loans through Fannie Mae or Freddie Mac. See VA mortgage rates.

Mortgage Applications Rise On Low Rates, FHA Mortgage Insurance Changes

Low mortgage rates, rising home prices, and a change in FHA mortgage insurance premiums are contributing to the highest refinance application volume in 4 years.

18.2 Million Refinances Since 2009: HARP, FHA Streamline Refi, VA IRRRL, More

The government's November Housing Scorecard shows $1.5 trillion in home equity replaced and 18.2 million refinances since April 2009.

Mortgage Rates : Post-Federal Reserve, A Prudent Time To Lock

Mortgage markets worsened Wednesday after the Fed made its December 2012 post-meeting statement. It's a good time to lock a mortgage rate.

Government : Home Price Appreciation Streak Reaches 8 Straight Months

The FHFA reports more home price appreciation as the housing market heads into 2013 with a full head of steam.

“Multiple-Offer” Listings Expected To Drive Home Prices Higher In 2013

2012 was a great year for home prices. Unfortunately for today's home buyers, though, 2013 is expected to be just as competitive.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)