Posts Covering Mortgage Market Headlines

Consumers Expect Rents To Rise 2x Faster Than Home Prices In 2015

Fannie Mae survey shows consumers expecting rents to twice as fast as home prices into 2015. Mortgage programs for buyers, plus live mortgage rate quotes.

When’s The Best Time To Buy A Home When Prices For Homes Keep Rising?

Home affordability fell to a 6-year worst last quarter despite low mortgage rates. With home values rising, what should buyers do? Analysis and live mortgage rate quotes.

Current Mortgage Rates Drop 1/8% Because Of “Technology”

Mortgage lenders are closing refinances more quickly, which has helped to lower mortgage rates 1/8% or more. Analysis and live rate quotes.

What’s Next For Mortgage Rates? Only 40 Out Of 1,000 Consumers Guess Right.

Looking for the future of 30-year mortgage rates? You may want to ignore the Fannie Mae Housing Survey. Analysis plus today's live rates.

Consumers Predict Higher Mortgage Rates For Next Year — Just Like They Always Do

Consumers expect higher mortgage rates and higher home prices into 2015. Are they right? Usually not. Analysis plus live rate quotes.

Lenders Speed The Refinance Process, Effectively Lowering Mortgage Rates 1/8%

Mortgage lenders are closing refinances more quickly, which is lowering conventional U.S. mortgage rates. HARP loans are among the quickest to close.

Are They Wrong? Just 3% Of U.S. Consumers Expect Lower Mortgage Rates In 2014.

Consumers expect mortgage rates, home prices, *and* rents to be higher through 2014. No wonder most think "now is a good time to buy".

Borrowers Getting 1/8 Mortgage Rate Reduction As Lenders Learn To Close Loans Faster

Mortgage lenders are closing refinances more quickly, which is lowering conventional U.S. mortgage rates. HARP loans are among the quickest to close.

Amid Rising Mortgage Rates And Home Prices, 67% Believe Now Is “A Good Time To Buy”

A Fannie Mae survey points to rising optimism on housing. Consumers expect higher mortgage rates, higher rents, and higher home prices in 2014. Is the crowd often right?

Finance Home Improvement Projects Via FHA, VA Mortgage

Want cash for home improvement projects? Use the traditional "cash-out" refinance, or look to the FHA and VA home improvement loans.

Are They Wrong? Just 3% Of U.S. Consumers Expect Lower Mortgage Rates In 2014.

Consumers expect higher mortgage rates, higher home prices, and higher rents in 2014. No wonder the majority of consumers think "now is a good time to buy".

Housing Rankings : Atherton, California Ranks As 2013 Most Expensive U.S. ZIP Code

Atherton, California ranks as the #1 most expensive ZIP code for 2013. Where does your city rank, and what will a mortgage cost in your area? Get today's live rates here.

Home Affordability Reaches A 5-Year Low; Is It Still A Good Time To Buy A Home?

Home affordability fell sharply last quarter, dropping to a 5-year low. With home prices rising, should you buy a home today or wait for next year?

Higher Mortgage Rates May Be Stimulating U.S. Housing Market

Rising U.S. mortgage rates have done little to slow home purchase activity, shows Fannie Mae's National Housing Survey. What it means for housing and the rest of 2013.

U.S. Housing Market : 40 Percent Surveyed Think Now Is “A Good Time To Sell”

A monthly Fannie Mae survey shows changing consumer sentiment. U.S. consumers believe the housing market recovery is real.

268 Cities : Precision Home Buying For U.S. Real Estate Investors

Nearly 275 U.S. metropolitan areas are expanding. Is your home city "improving"? For real estate investors, an Opportunity Roadmap.

MBA : Refinances Outnumber Purchases 2-To-1; HARP 2.0 Dominates

Even with mortgage rates up, refinance applications outnumber purchases 2-to-1. See how HARP 2.0 has buoyed the market, and what's ahead for HARP 3.0.

Applying For A Mortgage While Fixing Your Credit

Worried about low credit score? Fixing your credit? Getting a mortgage while your credit report is in-repair.

Mortgage Applications Surge After Rising U.S. Mortgage Rates

As mortgage rates rise and home prices climb, savvy U.S. consumers have rushed to refinance and purchase homes.

Rankings : Alpine, New Jersey Ranks As Most Expensive U.S. Neighborhood

Alpine, New Jersey tops a California-dominated list of Most Expensive U.S. Neighborhoods.

U.S. Buyers Expect Rents To Rise Faster Than Home Prices In 2013

U.S. homeowners expect rents to rise faster than home prices in 2013, and mortgage rates to increase for all mortgage loan types.

Real Estate Investors Flock To Multi-Unit Homes

Mortgages for multi-unit homes were in high demand as 2012 ended. Real estate investors recognize rising rents nationwide.

MBA : Rising Mortgage Rates Will End The 4-Year Refi Boom

The Mortgage Bankers Association projects that mortgage rates will be 4.4% in 2013, an increase of more than one percentage point.

Mortgage And Housing : What To Expect With 11 Months Left In 2013

One month into 2013, here's what to expect through December with respect to housing, mortgage rates, foreclosures, and home affordability.

Mortgage Rates Preview : Rates Still Rising On Housing, Jobs Data

Mortgage rates rose last week, continuing this year's terrible start. Here's what to expect from mortgage rates this week.

Jumbo Mortgage Rates Slide To New Lows In 2013

Jumbo mortgage rates continue to drop -- even as mortgage rates for conventional loans rise.

11% Of Homeowners Don’t Expect Home Prices To Rise In 2013

A Fannie Mae survey shows consumers planning for rising mortgage rates and rising home values through 2013.

Mortgage Rates Preview : Over 72 Hours, Rates Reach 4-Month High

Mortgage rates rolled back 4 months of gains last week. It's looking like a good time to lock your rate in.

Mortgage Rates : Bludgeoned By Fed Minutes, Jobs Data

Mortgage rates rose sharply Thursday afternoon on expectations that the Fed will end its QE3 program within the next few months.

30-Year Fixed Rate Mortgage Rate : Get Ready To Lock Your Loan

Mortgage rates ended 2012 at their lowest point in history. Already, though, rates are prepped to move higher for 2013. Lock a low rate while you still can.

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2014 Conforming & FHA Loan Limits

Mortgage loan limits for every U.S. county,
as published by Fannie Mae & Freddie Mac, and the FHA.