Posts Covering FHA Mortgages

What Do You Actually Know About FHA Mortgages?

FHA mortgages are popular among U.S. home buyers, but how much do you actually know about the program, which was started in 1934? Read up and learn more.

FHA Loans Allow 100% Downpayment Gifts

FHA loan guidelines are flexible about downpayments. The funds can come from a number of sources besides the buyer's own bank account.

Refinance Your FHA Mortgage To Cancel Your FHA MIP Forever

FHA mortgage rates are down. Save money with the FHA Streamline Refinance -- or refinance to leave your FHA MIP behind. Analysis and today's live rates.

203K Loan : FHA Construction Loan Mortgage Programs (Section 203 Standard, Streamlined)

The FHA 203k loan is a "home construction" loan available in all 50 states. Find out if you qualify, and get today's live mortgage rates.

FHA Loans: The Mortgage First-Time Home Buyers Love

Along with low mortgage rates and other great traits, FHA loans are assumable. You could sell your home in 2020 with today's sub-4% rates attached. Learn more and get today's live FHA rates.

Streamline Refinance – FHA Streamline Refinance Guidelines & Rates

Are you FHA Streamline Refinance eligible? Use this easy-to-follow format. Updated for newest changes to FHA MIP. Today's FHA rate quotes available.

Surprising Number Of FHA Home Buyers Have A Credit Score Below 620

More than half of all FHA home buyers have a credit score below 680; many have scores lower than that. Check your FHA eligibility, despite your score.

Is The FHA Mortgage Your Best Home Loan?

An FHA mortgage might be your best route to homeownership. Today, however, FHA loans face competition from other products, and one of them might be a better fit for you.

FHA Smashes Homeownership Barriers In High-Priced Markets

FHA loan limits are higher across 188 U.S. counties in 2016. Now, families have access to more homes in higher-priced areas.

Using FHA To Refinance When You Have Very Little Equity

Get access to today's ultra-low rates, no matter which type of loan you are refinancing. Even HARP-ineligible homeowners could use a standard FHA refinance.

FHA Mortgages For Investment Properties

FHA mortgage rates are attractive and program guidelines favor real estate investors looking to buy 2-unit, 3-unit, or 4-unit homes -- especially first-timers.

FHA Loans In Demand Despite “Better” Options

Many mortgage options today offer lower costs and better terms. But FHA loans come with unmatched flexibility for new home buyers.

Cancel FHA MIP As Home Values Rise & Mortgage Rates Drop

Home values are heating up, giving FHA homeowners across the country enough equity to cancel their FHA mortgage insurance forever.

New FHA Rules Alter Income & Debt Calculations, Affect Approvals

The FHA changed how it treats overtime income, part-time income, and gift funds; and, also how it treats student debt and loans for cars. This is big news for buyers of homes.

How To Cancel FHA Mortgage Insurance Premiums (MIP / PMI)

How FHA mortgage insurance premiums work, and how to cancel your monthly MIP. With the right steps, eliminate FHA MIP in 30 days or fewer.

FHA Streamline Refinance Changes: A New Loan Closing Date Policy

The FHA has changed its FHA Streamline Refinance policies, making it easier to close on a refinance loan and reducing the cash you'll require at closing.

FHA Approved Condos And Mortgage Rates For FHA Condos

The latest standards for FHA-approved condos, plus how to apply for an FHA mortgage. Full details on FHA condos, plus a complimentary mortgage rate quote.

Breaking: More College Grads To Be FHA-Approved In 2016

New guidelines make it easier for home buyers with student loan debt to qualify for FHA in 2016.

The 203K Is Today’s Home Improvement Loan

Buying a home that needs repairs? Don't have to sacrifice your downpayment cash just to make it work. More on the FHA 203K loan and how it can help you buy.

Minimum FHA Credit Score Requirement Falls 60 Points

Credit score requirements are dropping for the FHA mortgage. Analysis and effect on U.S. home buyers, plus today's live FHA mortgage rates.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)