Posts Covering FHA Mortgages

Breaking: More College Grads To Be FHA-Approved In 2016

New guidelines make it easier for home buyers with student loan debt to qualify for FHA in 2016.

Refinance Out Of Any Loan, Up To 97.75% LTV

Get access to today's ultra-low rates, no matter which type of loan you are refinancing. Even HARP-ineligible homeowners could use a standard FHA refinance.

Streamline Refinance – FHA Streamline Refinance Guidelines & Rates

Are you FHA Streamline Refinance eligible? Use this easy-to-follow format. Updated for newest changes to FHA MIP. Today's FHA rate quotes available.

The 203K Is Today’s Home Improvement Loan

Buying a home that needs repairs? Don't have to sacrifice your downpayment cash just to make it work. More on the FHA 203K loan and how it can help you buy.

FHA Loans In Demand Despite “Better” Options

Many mortgage options today offer lower costs and better terms. But FHA loans come with unmatched flexibility for new home buyers.

FHA Loans Allow 100% Downpayment Gifts

FHA loan guidelines are flexible about downpayments. The funds can come from a number of sources besides the buyer's own bank account.

FHA Smashes Homeownership Barriers In High-Priced Markets

FHA loan limits are higher across 188 U.S. counties in 2016. Now, families have access to more homes in higher-priced areas.

Minimum FHA Credit Score Requirement Falls 60 Points

Credit score requirements are dropping for the FHA mortgage. Analysis and effect on U.S. home buyers, plus today's live FHA mortgage rates.

Cancel FHA MIP As Home Values Rise & Mortgage Rates Drop

Home values are heating up, giving FHA homeowners across the country enough equity to cancel their FHA mortgage insurance forever.

Surprising Number Of FHA Home Buyers Have A Credit Score Below 620

More than half of all FHA home buyers have a credit score below 680; many have scores lower than that. Check your FHA eligibility, despite your score.

FHA Mortgages For Investment Properties

FHA mortgage rates are attractive and program guidelines favor real estate investors looking to buy 2-unit, 3-unit, or 4-unit homes -- especially first-timers.

The 5 Best Articles For FHA Home Loans & FHA Mortgage Rates

The FHA mortgage program provides low mortgage rates and simpler mortgage qualification standards. These are our 5 best posts on the topic of FHA loans.

Which FHA 203k Loan Should You Choose For Home Construction: Standard or Streamline?

Buying a home to tear-down or renovate? Rehabilitating your existing residence? How to choose between the Standard and Streamline version of the FHA 203k.

FHA Streamline Rates Hit The Low 3s; Refinance Activity Up 205%

FHA streamline rates are dropping and can now be had in the low 3s. Homeowners are capturing lower payments at record levels.

The Buy-And-Rehab Strategy Nets Home Buyers Serious Equity

Most buyers want a move-in-ready home. But those who don't mind medium-sized repairs can build equity quickly. The FHA 203k loan can help.

How To Cancel FHA Mortgage Insurance Premiums (MIP / PMI)

How FHA mortgage insurance premiums work, and how to cancel your monthly MIP. With the right steps, eliminate FHA MIP in 30 days or fewer.

New FHA Rules Alter Income & Debt Calculations, Affect Approvals

The FHA changed how it treats overtime income, part-time income, and gift funds; and, also how it treats student debt and loans for cars. This is big news for buyers of homes.

Refinance Your FHA Mortgage To Cancel Your FHA MIP Forever

FHA mortgage rates are down. Save money with the FHA Streamline Refinance -- or refinance to leave your FHA MIP behind. Analysis and today's live rates.

FHA Back To Work Program Waives Foreclosure, Bankruptcy, And Short Sale Waiting Periods

The FHA's Back To Work - Extenuating Circumstances mortgage program waives the standard 3-year waiting period after a foreclosure or short sale, and 2-year waiting period after a bankruptcy.

Help Friends Or Family Qualify With An FHA “Family Mortgage”

With an FHA loan, a home buyer can use income from a family member or even friend to qualify for the mortgage.

2016 Conforming, FHA, & VA Loan Limits

Mortgage loan limits for every U.S. county, as published by Fannie Mae & Freddie Mac, the Federal Housing Administration (FHA), and the Department of Veterans Affairs (VA)