Mortgage Rates : Rapid Rise Likely In The Coming Months

• Tweet

I provide regular guest commentary on the HSH.com website. HSH provides mortgage data and insight to businesses and individuals. My most recent column looks at today's ultra-low conforming and FHA mortgage rates, and explains why rates are set to rise.

Looking for a Fannie Mae or Freddie Mac loan; or an FHA Streamline Refinance; or an VA IRRRL loan; or a USDA mortgage? What about a jumbo loan? Act quickly. The forces that, since 2009, have conspired to keep mortgage rates low are now poised to fade into history. And when they're gone, so will low mortgage rates.

Low mortgage rates are on a short lifeline.

Click here for a rate quote.

There Are 4 Reasons Why Mortgage Rates Will Rise

The HSH article is titled "The End Is Near For Low Mortgage Rates". It's a brief history of the last 2 years with respect to mortgage rates. It covers the 2009 Crisis of Confidence that spawned today's Refi Boom.

Mortgage rates would not be at today's levels if it was for a series of events including Eurozone bailouts, massive job loss nationwide, and 3 rounds of Federal Reserve intervention. Mortgage rates are low not on fundamentals, but on fear -- and on Wall Street, fear always gives way to greed.

Click here for a rate quote.

Here's an excerpt from the article :

The piece breaks down mortgage bonds, market psychology and what's next for rates. The conclusions aren't so far-fetched. Beginning this February -- just in time to doom those HARP refinancers! -- mortgage rates could surge northward.

Click here for today's mortgage rates.

Low Rates Are A Gift. Get Locked While You Can.

Mortgage rates are at the mercy of the markets. You don't get a second chance to lock yesterday's mortgage rate. The only way to guarantee a mortgage rate reservation is to actually place that order with your lender.

Need to know today's rates? Get started with a rate quote.