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I am a regular contributor to HSH.com mortgage website. This week's article is now live.
Today's article is titled "The Right Way To Shop For A Mortgage". The articles talks about mortgage rates and how to make sure you're working with the lowest-cost lender; not the one that "doctored" his figures.
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An excerpt:
When you're looking at a Good Faith Estimate, it's easy to be overwhelmed by the numbers. In fact, some lenders count on it. They want you confused.
A Good Faith Estimate comes down to two things: (1) The interest rate the lender will give you, and (2) The closing costs the lender will charge you. To make sure you're getting "the best deal", you must Divide and Conquer.
The piece goes on to explain the fool-proof way to make sure you're getting the best possible mortgage rates, or the lowest possible fees. It's a must-read for mortgage rate shoppers.
A Mortgage Rate You Can Count On
Although the ranks are dwindling, there are still lots of lenders in the marketplace. That means you have choices with your mortgage. The next time you shop for a mortgage, therefore, make sure you're making comparisons, and make sure you're making them properly.
Once you know the "right way" to shop, you'll know how to get the best deal.
Dan Green (NMLS #227607) is an active loan officer with Waterstone Mortgage. Email Dan ator click to get a free, no-obligation rate quote.
You can also find Dan on Twitter and Google+.
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