Timely, Relevant Advice For Households Thinking Of A Refinance

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Look, it's my job to bang the gong -- mortgage rates are low, folks.  I've been saying it every day for a week, both here and on Facebook.

But don't just take my word for it.  Check this video.

A Balanced, On-Air Review Of Mortgage Rates

When mortgages make the news, it tends to be stories of human interest or exorbitant interest rates.

It's rare to hear a newscaster come right out and say "now is the time to refinance your home".  It's even more rare when they get the message right.

NBC knocked it out of the park with this on-air interview.  The advice for homeowners is timely, accurate, and relevant for anyone with a mortgage. It doesn't matter if you live in Cincinnati or somewhere else -- this rapid-paced, 3-minute video is a must watch.

It's Your Second Chance To Ride The Refi Boom

If you missed the Refi Boom of November 2009, here's your second chance.  Watch the video for solid advice on finding low mortgages rates, plus knowing when you should shop for a rate versus when you should just lock one.

Other topics covered include:

• Why were the experts so wrong about rates moving higher this summer?
• How much money can you save if your mortgage rate falls by 1 percent?
• Should you think about buying a bigger home now that rates are down.

The advice offered is matter-of-fact and centered.  There is no cheerleading and the message is honest.

I like that.

Get Low Mortgage Rates Before Mortgage Rates Go Up

First things first -- you can't get a mortgage until you apply for one.  Thankfully, there's a lot of ways to apply.

(1) You can find an online form on a bank website; (2) You can walk into your local bank branch and sit down with somebody; or (3)and set up to do it by phone in 4 minutes.

All things considered, it's usually fastest and easiest to apply by phone.

Then, once we've taken the application, I'll get you an underwriting decision and loan terms within a few hours.  You can take it, or pass on it -- whichever suits you best. You can't know your choices until you check it out, however.

Mortgage rates are low and they likely won't stay that way. Already, they're up about 1/4 percent from last week. Better to act sooner rather than later.

to get started on your refinance today.